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Owning a Home

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Owning a Home

Is buying a home stressful? Yes. Does it have to be? No! Let us help. Check out our guide for first time homebuyers, articles, and personalized homebuying calculator.

Owning a Home
Beginner's Guide to Buying a Home

MyWalletJoy's

Beginner's Guide to Buying a Home

The home buying journey is stressful, but nothing beats that feeling of pride once those keys are in your hands. Let us guide you through the process.

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Beginner's Guide to Buying a Home

Read Full Guide
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FEATURED ARTICLES

Our Best of the Best

All Articles Owning a Home tips for first time homebuyers true cost of home ownership

MyWalletJoy 2021 Hope for Homeownership Report

Yvette Ramos |

MyWalletJoy 2021 Hope for Homeownership Report

Yvette Ramos |

How To Find and Hire the Right Real Estate Agent

Rory Arnold |

How To Find and Hire the Right Real Estate Agent

Rory Arnold |

House vs. Condo vs. Townhouse: Which Is Best for You?

Rory Arnold |

House vs. Condo vs. Townhouse: Which Is Best for You?

Rory Arnold |

Everything You Want To Know About Buying a Tiny House

Kate Dore |

Everything You Want To Know About Buying a Tiny House

Kate Dore |

How To Negotiate When Buying a Home

Rory Arnold |

How To Negotiate When Buying a Home

Rory Arnold |

What You Need To Know About Mortgage Underwriting

Kate Dore |

What You Need To Know About Mortgage Underwriting

Kate Dore |

The Essential Walkthrough Checklist for Your New Home

Rory Arnold |

The Essential Walkthrough Checklist for Your New Home

Rory Arnold |

What Is Title Insurance and How Much Does It Cost?

Rory Arnold |

What Is Title Insurance and How Much Does It Cost?

Rory Arnold |

How Do I Get Preapproved For a Mortgage?

Rory Arnold |

How Do I Get Preapproved For a Mortgage?

Rory Arnold |

What You Need To Know About Pest Inspections

Rory Arnold |

What You Need To Know About Pest Inspections

Rory Arnold |

How To Craft a Strong Real Estate Offer Letter

Kate Dore |

How To Craft a Strong Real Estate Offer Letter

Kate Dore |

How To Calculate Your Debt-to-Income Ratio

Grace Lin |

How To Calculate Your Debt-to-Income Ratio

Grace Lin |

11 Hidden Costs of Buying a Home

Rory Arnold |

11 Hidden Costs of Buying a Home

Rory Arnold |

Is It Better To Rent or Buy a Home?

Andrew DePietro |

Is It Better To Rent or Buy a Home?

Andrew DePietro |

When Is the Best Time To Buy a Home?

Rory Arnold |

When Is the Best Time To Buy a Home?

Rory Arnold |

What Is a Cohabitation Agreement and Do You Need One?

Kate Dore |

What Is a Cohabitation Agreement and Do You Need One?

Kate Dore |

Want to Buy a Fixer-Upper? Ask Yourself These Questions First

Kate Dore |

Want to Buy a Fixer-Upper? Ask Yourself These Questions First

Kate Dore |

How to Save for a Down Payment on a House

Casey Bond |

How to Save for a Down Payment on a House

Casey Bond |

Ready To Downsize? Here’s How Much You Could Save

Elyssa Kirkham |

Ready To Downsize? Here’s How Much You Could Save

Elyssa Kirkham |

The Credit Score You Need to Buy a House (and How to Get It)

Rebecca Lake |

The Credit Score You Need to Buy a House (and How to Get It)

Rebecca Lake |

Answers to 10 Common Questions About Mortgages

Aly Yale |

Answers to 10 Common Questions About Mortgages

Aly Yale |

MyWalletJoy 2020 Hope for Homeownership Report

Yvette Ramos |

MyWalletJoy 2020 Hope for Homeownership Report

Yvette Ramos |

The $32K Homeowner Mistakes I’ll Never Make Again

Kate Dore |

The $32K Homeowner Mistakes I’ll Never Make Again

Kate Dore |

The Ultimate Home Inspection Checklist

Kate Dore |

The Ultimate Home Inspection Checklist

Kate Dore |

The First-Time Homebuyer’s Guide to Homeowners Insurance

Kate Dore |

The First-Time Homebuyer’s Guide to Homeowners Insurance

Kate Dore |

What is PMI and How to Avoid It

Chris Kissell |

What is PMI and How to Avoid It

Chris Kissell |

4 Things to Consider When Comparing Mortgage Offers

Kelly Dilworth |

4 Things to Consider When Comparing Mortgage Offers

Kelly Dilworth |

What Type of Mortgage Is Right for Me?

Kerry Curry |

What Type of Mortgage Is Right for Me?

Kerry Curry |

Tiny Homes: What Is the True Cost of Living Small?

Kate Dore |

Tiny Homes: What Is the True Cost of Living Small?

Kate Dore |

Home Improvement Credit Cards: The Essential List for New Homeowners

Jason Steele |

Home Improvement Credit Cards: The Essential List for New Homeowners

Jason Steele |

Best Credit Cards for Home Improvement

Deb Hipp |

Best Credit Cards for Home Improvement

Deb Hipp |

House Hacking: The Best Tactics (and Mistakes To Avoid)

Kate Dore |

House Hacking: The Best Tactics (and Mistakes To Avoid)

Kate Dore |

Rent vs Buy: I Might Never Own a Home, and That’s OK

Taylor Milam-Samuel |

Rent vs Buy: I Might Never Own a Home, and That’s OK

Taylor Milam-Samuel |

First Time Home Buyers: Here’s What We Learned

Sarah Li Cain |

First Time Home Buyers: Here’s What We Learned

Sarah Li Cain |
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Featured Video

If you want to buy a home you will need to know your DTI! We explain what it is and how to calculate it.

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